Buy Here Pay Here Financing At 1st Choice Auto, LLC, we offer in-house Buy Here Pay Here financing so you can get a dependable car even with credit challenges. No banks, no complicated applications—just simple, fast approvals and payments that work for your budget.
Why Our BHPH Program?
- Bad Credit Welcome — Approvals for past bankruptcies, repossessions, low scores, or no credit history.
- Fast & Easy — Get pre-approved in minutes with a soft inquiry (won't affect your credit score).
- Flexible Payments — Weekly, bi-weekly, or monthly options tailored to your situation.
- Low Down Payments — Drive home the same day with affordable terms on reliable vehicles under $15,000.
Ready to Get Started? Click the Financing tab above and fill out the Credit Application to see your options—no obligation.
Browse our inventory or call us at 509-572-8855 today. We're here in West Richland to help you get reliable transportation without the hassle—your first choice starts here!